Financing

SANTANDER PURCHASE FINANCING      santander-logo.png

Purchasing Financing is a cardless financial product, where you can apply for monthly financing for both large and small purchases. Through purchase financing, you can divide your expenses into smaller installments. 

Thanks to the fixed interest rate and the monthly part of the purchase financing, you always know in advance what you will pay for your purchase. You can finance your purchase either in full or in part.

This is Santander Purchase Finance

  • Cardless financial product
  • No collateral or guarantees
  • Loan amount 300 € - 40,000 €
  • Opening fee always 0 €
  • Fixed interest rate
  • Payment period up to 10 years
  • Invoicing every month in equal parts
  • The loan can be repaid earlier without additional costs

How do I apply for funding?

Click on the amount you need for your purchase in the table below and fill in the application (only in Finnish). The application form opens in a new browser window. To authenticate, you need an online banking ID or a mobile certificate. You will receive a credit decision quickly and you will also be able to sign the agreement electronically. You should apply for a preliminary decision for a large enough amount to cover the full price of your purchase. The final loan amount is confirmed according to the transaction amount realized by the seller. The advance application is not binding for anything or requires a purchase.